4 Creative Ways to Pay for Cremation Services

Cremation services in Holland, MI

Cremation services in Holland, MI, though cheaper than other body disposition methods, can get pretty pricey, even for just the basic cremation and not including extra money for a service or memorial. However, there are ways you can get help paying for or lower the cost of a cremation.

For example, try preplanning. Check the deceased’s papers and information to see if they made any plans to help pay for their cremation. Preplanning often includes setting money aside for cremation or funeral services. They might have put in place things such as:

  • Prepaying programs
  • Funeral insurance
  • Life insurance
  • Payable-on-death bank account

You can also look into low-cost options. If you still can’t get enough funding, there are tons of low-cost funeral and cremation options you can choose from, including:

  • Memorial service at home or a community center
  • Pot-luck food for the service
  • Service at a church or other religious establishment
  • Body donation to a medical school or other organization (Science Care is the world’s largest body donor program)
  • Direct cremation
  • Burial on family land or a family plot

Don’t be afraid to ask for help from your community, neighborhood, friends or other families. You’d be surprised how quickly people will chip in. Get creative with fundraising like:

  • Car washes or bake sales
  • Church groups or donations
  • Memorial funds at the deceased’s workplace or bank
  • Crowdfunding websites like GoFundMe.com or GiveForward.com

Social media is also a great tool to make your need known and get more people involved. Don’t be afraid to share any fundraising or write posts about your needs.

Finally, check out government assistance. Local, state and even federal government programs can help pay for funerals and cremations. Check with your local social service, county treasurer, or public fiduciary to see if any systems are in place. These programs have varying requirements, especially since local government budgets are tight, and they are making such programs more difficult to qualify for. Be sure to double-check that you are eligible. The Social Security Administration can also provide assistance. Call to report a death and you may be eligible for a lump sum of $225 or other survivor benefits. Other federal programs that can help include:

  • Medicare
  • Medicaid
  • The Bureau of Indian Affairs
  • The Railroad Retirement Board
  • Veteran’s Administration

There is no shame in asking for help paying for cremation or other death-related services, as everyone needs help now and again. If you want more tips on how to save money on cremation or would like to learn more about your Grand Rapids, MI cremation service options, Michigan Cremation & Funeral Care is here for you. We have years of experience in the industry that we would love to put at your disposal. Please stop by and visit us at 3627 Linden Ave SE Grand Rapids, MI 49548 United States or give us a call at (616) 452-3006 to learn more about what we can do for you.

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